TITULARIZACIÓN DE ACTIVOS COMO MEDIO DE FINANCIAMIENTO PARA PYMES A TRAVÉS DEL MERCADO DE VALORES

Abstract

Securitization as a funding source is a very effective way to solve liquidity needs of SMEs alternative, but this mechanism has not been developed enough in our country for lack awareness to small businesses. The aim of this test is to determine the importance of the market for small and medium enterprises (SMEs) and explore the benefits of this system as a financing option that we meet through case studies of SMEs that have already implemented this alternative today. A basic problem is the lack correlation and assimilation of information on this source of funding, which should raise awareness among small and medium entrepreneurs on this topic in order to develop a culture of alternative to traditional investment. To determine the degree of awareness techniques used surveys and interviews to employers associated with the Chamber of Small Industries of Guayas (CAPIG). The results show that most small businesses do not use this option because of ignorance of the market or because they think that only large companies can access this market.