DETERMINACIÓN DE LOS INGRESOS FAMILIARES GUAYAQUILEÑOS Y SU REFLEJO EN EL AHORRO DURANTE EL PRIMER SEMESTRE DEL 2016

Abstract

The present paper was focused on an analysis of the income of Guayaquil families and their reflection on savings during the first half of 2016, since in most households they do not have a greater capacity of saving because the expenses are greater to the income. For the following analysis, by means of the theoretical and statistical basis, the income levels of the inhabitants of the city are defined; In addition, the behavior of savings of the citizens was known and the income levels and the family savings of Guayaquil’s people were correlated. For the investigation, information was collected through a survey, in which 8 questions were formulated in a closed form. After obtaining the data, these were processed and tabulated with the objective of measuring if there is a positive relationship between income and savings that Guayaquil households managed in the first half of 2016. Among the most important results, the economic income of Guayaquil families is between $ 568 and $ 768 in 36% followed by $769 onwards, which allows 61% of people to save money for any emergency.