EVALUACIÓN DEL IMPACTO SOCIOECONÓMICO DE LOS MICROCRÉDITOS DEL 2013 AL 2016 ENTREGADOS POR LA CFN EN LA ZONA DE CUMBAYÁ EN EL CANTÓN QUITO.

Abstract

The Ecuadorian companies are forced to follow the accelerated pace of the changes; However, Ecuadorian companies lack the necessary resources to adapt to these accelerated changes and therefore they need to acquire microcredits. This article presents an analysis of the socioeconomic impact of generating microcredit to 2,584 residents in Cumbayá, Quito during the period 2013 to 2016, of which 64.4% were women. The methodology used included a descriptive, quantitative and deductive field investigation that consisted of using the survey tool with the purpose of identifying the impact of obtaining microcredits in the CFN cooperative. The results obtained indicate the current situation of your business with the situation before benefiting from the microloans was definitely better 59.7%. The impact of microcredit on their business helped a lot in 72.6% and the behavior of sales and production after receipt of credit increased 48.3%, concluding that 81.1% of microentrepreneurs managed to obtain savings staff and 89.5% are very satisfied with the services of the cooperative.