FACTORING COMO HERRAMIENTA PARA OBTENER LIQUIDEZ EN LAS EMPRESAS HIELERAS DE GUAYAQUIL

Abstract

Through this article a financial investigation was carried out to a small group of ice maker companies located in Guayaquil that work with the biggest packing of shrimp in the country, such as Santa Priscila S.A. y Promarisco S.A. The purpose of this research is to know what are the main problems of liquidity due to the operations of the company at the same time determine which forms of financing using the same to keep pace with production and customer satisfaction. It is important that companies have the knowledge that there is another form of financing other than traditional loans granted by financial institutions, in this case we have the Factoring as a tool for liquidity. 4 This paper seeks to raise as factoring can be a very useful tool for companies that provide credit to their customers for more than 30 days, helping them to solve everyday problems and costs are generated in a company. As a conclusion we can see that certain coolers working with factoring companies have a great advantage over using common method of financing. In spite of the financial costs established by the bank, is in better position that meets the necessary liquidity to address the problems of maintenance costs that occur because of the nature of the business. Also factoring companies using their processes eliminate the steps of collection, because the bank provides them with funding so fast.